Conventional
Traditional programs that usually require a minimum of 3%* down with 620 credit score — offers competitive interest rates.
The MT Group · CMG Home Loans
Your Dreams,
Our Expertise.
Your go-to mortgage lender in Arizona — guiding families home with clarity, care, and a decade of experience.
NMLS# 1379363 · Branch NMLS# 1646074 · Corporate NMLS# 1820
10+
Years of Experience
100s
of Families Served
50
States Licensed
5★
Client-Rated Service
Meet Mark
Mark Tomaszewski
Sr. Loan Officer · Founder, The MT Group
A graduate of the University of Arizona and founder of The MT Group, Mark Tomaszewski began his career in the mortgage industry in 2013. His passion for helping others achieve their goals is the driving factor behind creating MT Group.
Over the last decade, MT Group has helped hundreds of families achieve the American Dream of Homeownership all over the country. Customer service is always the number one priority — we pride ourselves on always putting the needs of our clients first.
Always Available
Client-First
Local Expertise
NMLS# 1379363
What we offer
Loan Program Options
A full suite of mortgage solutions tailored to every borrower, every property, and every life stage.
Jumbo Loans
For home loan amounts higher than $802,650. Similar programs to fixed and adjustable rate loans. Ideal for higher-value property purchases.
FHA Mortgage Loans
Issued by the U.S. Dept. of Housing & Urban Development. Put as little as 3.5%** down with flexible credit, income, and asset requirements. Loan amounts vary by county.
VA Mortgage Loans
Guaranteed by the U.S. Dept. of Veterans Affairs. No down payment required for eligible veterans and active military service members.
Refinance Mortgage Loans
Your situation changes over time — your mortgage should too. Refinance into a lower rate and reduce your monthly payment.
Adjustable Rate Mortgages
ARMs offer a lower introductory rate for a set period, then adjust for the remaining term. Great for buyers who plan to sell or refinance before the rate changes.
USDA Loans
Insured by the U.S. Dept. of Agriculture. Available to qualified buyers purchasing or refinancing in eligible rural areas.
Non-QM Loans
Bank statement programs, DSCR, ITIN, No Ratio, Foreign National, and more.*** Flexible solutions for non-traditional borrowers.
List and Lock™ Program
Lock in a below-market rate on your listing for 60 days, available to any qualified buyer. Includes a full marketing kit: sign riders, open house signs, flyers, and social media videos. Attract more offers without dropping your price.
Down Payment Assistance Programs
We offer a wide range of down payment assistance programs tailored to your unique needs. Let us help you find the right fit.
* Payment example: Stated rate may change or may not be available at time of rate lock. If you bought a $525,000 home with a 30-year loan at a fixed rate of 6.875% (6.957% APR), with a 3% down payment, for a loan amount of $509,250, you would make 360 monthly payments of $3,347.00. Payment does not include mortgage insurance, taxes, or homeowners insurance, which will result in a higher payment.
** Payment example: Stated rate may change or may not be available at time of rate lock. If you bought a $525,000 home with a 30-year loan at a fixed rate of 6% (7.093% APR), with a 3.5% down payment, for a loan amount of $506,625, you would make 360 monthly payments of $3,037.00. Payment does not include mortgage insurance, taxes, or homeowners insurance, which will result in a higher payment.
*** These products may have higher interest rates, more points, or more fees than other products requiring documentation.
Real stories
What Clients Are Saying
"Made my first-time purchase experience very easy. Very professional team. Mark will answer questions at any time of the day. I'm looking forward to working with Mark again on future purchases."
jcervantesh88
Henderson, NV · Closed Jun 2023
"Mark helped my husband and I every step of the way. He informed us about everything we needed to know and we felt well taken care of. I would highly recommend!"
Veronica Marquez
Phoenix, AZ · Closed Jul 2022
"Mark is a tremendous loan officer. As a first-time home buyer, I asked Mark a ton of questions before, during, and after the home buying process. He was gracious, kind, and timely in his responses."
Abhi Prakash
Closed May 2021
"Mark took a different approach when many other loan officers had already turned us away. He dug in his heels with a determination not often seen in residential loan officers. He stuck by our sides jumping through seemingly endless hoops. Mark is quick to communicate — replies to emails within minutes and always answers his phone. He never loses his cool or his patience. Together, Mark and Jennifer helped us close a seemingly impossible loan with very little frustration and a lot of smiles."
celesteeileen
Phoenix, AZ · Closed Nov 2019
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